Debt Recovery Solicitors
Are you owed money?
If you are owed money by an individual or business, we can assist you in the recovery of such debts. There are various options that will be open to you and our Debt Recovery specialists will advise you on the most cost effective and most suitable method of debt recovery.
Do you owe money?
In the event that you are facing debt recovery proceedings and need assistance in defending such claims, we are here to help you.
We can assist with challenging claims that are disputed, whether a claim is yet to be issued by the creditor or is already in process at the County Court. We can also assist in filing an application to set aside a Statutory Demand, in the event that you have been served with one and have grounds to dispute the debt. Where the debt is not disputed, we can give you advice on the potential options that may be open to you in the event that you consider that you are insolvent and can refer you to Insolvency Practitioners where appropriate.
We can also seek to advise you to advise you on entering into payment plans with your creditors.
How can we help you today?
Frequently Asked Questions
A debt recovery solicitor helps businesses and individuals recover money owed to them quickly and legally. This includes unpaid invoices, overdue accounts, or outstanding contractual payments. Our solicitors handle everything from pre-action letters to court proceedings and enforcement, ensuring your cash flow is protected.
The process usually begins with a Letter Before Action (LBA) , giving the debtor a short period (typically 7–14 days) to pay before legal action is taken. If payment isn’t made, your solicitor can issue court proceedings, obtain a County Court Judgment (CCJ), and enforce payment through bailiffs, charging orders, or other methods.
Yes. If reasonable attempts to recover the debt have failed, you can issue a court claim against the client. A debt collection lawyer will prepare and file the necessary paperwork, manage the case through the courts, and enforce any judgment awarded in your favour.
Costs depend on the size and complexity of the debt and whether court action becomes necessary. Many cases are settled after the initial letter before action, which keeps costs low. Your solicitor will provide a transparent fee estimate and may offer fixed-fee options for straightforward claims.
Simple debt recovery cases can often be resolved within a few weeks if the debtor pays promptly after receiving a solicitor’s letter. If court proceedings are required, the process can take several months, depending on the debtor’s response and the court’s timetable.
You should provide copies of invoices, contracts, correspondence, delivery notes, and any other documentation showing what was agreed and what remains unpaid. Clear records make your claim stronger and help speed up the recovery process.
Yes. Under the Late Payment of Commercial Debts (Interest) Act 1998 , you can usually claim statutory interest and fixed compensation on business-to-business debts. Your solicitor can calculate the correct amount and include it in your claim.
If the debtor challenges the claim, your solicitor will review the evidence, assess the strength of your position, and represent you through negotiation, mediation, or court proceedings if necessary. Having a debt recovery lawyer ensures your claim is handled professionally and effectively.
It depends on the circumstances. If the company has entered insolvency, your solicitor can advise whether there’s a realistic prospect of recovery, help you file a claim as a creditor, or explore whether personal guarantees or director liability might apply.
Yes. Our debt recovery solicitors act for clients across Essex, London and Cornwall and throughout the UK. Whether you’re chasing overdue invoices or recovering substantial business debts, we can take fast, decisive action to secure payment and protect your business.
OUR CLIENTS SAY…
“Lorraine provided quick and thorough advice on a potentially complicated property matter. She explained everything very clearly and enabled me to feel confident in my options and decision.”
Penelope
OUR OFFICES
Located in the heart of London, Essex & Cornwall
Paul Robinson Solicitors is a thriving independent law firm committed to providing exceptional service to clients nationwide, with offices situated throughout London, Essex and Cornwall.
Established in 1983, the firm has steadily expanded over the past 45 years, offering an extensive range of legal services to both personal and commercial clients. The team of highly experienced and skilled solicitors specialises in various fields and is dedicated to providing an outstanding level of service to achieve positive outcomes for their clients. The firm’s cutting-edge technology and efficient systems, together with its support and managerial staff, ensure maximum efficiency, accuracy, and cost-effectiveness.
