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conveyancing purchase
| 13 May 2020

The conveyancing process - Purchase

With the governments announcement on the property market in the UK and with previous restrictions being relaxed, now is the time to think about your next property purchase, with this in mind we have produced a helpful guide on the conveyancing process, don’t forget you can get an online quote for the process here.

Conveyancing Process: PURCHASE

Instruct Solicitors to act on your behalf and complete the purchase questionnaire, sign the terms and conditions of business,
provide your identification documents and make payment on account.

Once Contract papers have been received from the seller’s solicitors we will put in hand searches on the property.  We will raise any enquiries with the seller’s solicitors and then provide you with a Contract report enclosing the Contract for signature and return.

Once your mortgage offer has been received from your lender we will review the same and send you a mortgage report with the Mortgage Deed for signing.

In order to move forward to exchange of Contracts you would need to have returned the following:-
                •    Signed Contract;              
 •    Deposit monies;
             •    Signed Mortgage Deed;
                                  •    Signed Equity Charge (if applicable).

We will also need to be in receipt of:-
            •    Reply from your lender;
                                                            •    The Help to Buy Authority to Exchange (if applicable).
                                                                    •    Satisfactory Replies to Enquiries from the seller’s solicitors

We will then take instructions from you as to a suggested completion date and put this date forward to the seller’s solicitors. If you have a related sale, we will also put the suggested date forward to your purchaser’s solicitors. Once a date has been agreed, we will exchange contracts on your behalf.

We will prepare your file for completion and send you any documentation which you need to sign.

Prior to completion you will need to provide the balance of funds, in order to complete, to this firm.

We will draw down your mortgage monies from your lender and deal with the Help to Buy completion paperwork if applicable.

On the day of completion we will send the completion monies to the seller’s solicitors. If you have a related sale and you are relying on the funds from your sale, we will need to await receipt of the sale money from your purchaser’s solicitors before we can send the balance required to complete to you seller’s solicitors. Once completion has taken place we will telephone you to confirm.  We will then deal with the post completion formalities with regard to paying your stamp duty and registering the property at the Land Registry.  
Once completion of registration has been received we will send you a copy of the same.  
Your file will then be closed and your deeds, if appropriate, will be stored in our Deeds Safe free of charge for safe keeping.

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